Karen Ilene Miller

November 6, 2015

Karen Ilene Miller 60, of Frankfort, died Friday morning, November 6, 2015, in her home.  She was born on August 2, 1955 in Frankfort, IN to the late John “Doc” & Evelyn (Egloff) McClain. She married Greg A. Miller on April 21, 1979 in Frankfort and he survives.

Karen was the President and CEO of the Farmers Bank in Frankfort. She joined the bank in 1995 and has been in her current position since 2006. She was previously employed with the former Clinton County Bank & Trust in Frankfort 10 years. Prior to her banking career, Karen was a staff accountant for nine years with the CPA firm of C.S. Oats Accountancy Corp. in Lebanon, IN.

She was a 1973 graduate of Frankfort Senior High School and earned her bachelor’s degree in 1977 in accounting at Ball State University. She received her Certified Public Accountant certification from the State of Indiana in 1986. Karen is a 30 year member of the Indiana CPA Society and served on their Financial Services Committee, President of Clinton County Partners in Progress, Board Member of the Clinton County Chamber of Commerce, the Clinton County Community Foundation and the Indiana Chamber of Commerce. She was a Regional Director with the Indiana Bankers Association and a Past President of Frankfort Main Street. She was a member of the First Christian Church where she served as Past Chairman of the Board and also as an Elder and Deacon. She also served the church as a Sunday School Teacher and Youth Group Leader.

Visitation and Services

Services will be held at 10 a.m. Wednesday, November 11, 2015 at the First Christian Church, 58 South Columbia St., Frankfort. Visitation will be from 2-8 p.m. Tuesday, November 10, 2015 at the church. Burial will follow the service at Green Lawn Cemetery in Frankfort. Memorials can be made to the Clinton County Humane Society or the Community Schools of Frankfort Education Foundation.

Survived by:

3 Brothers: Rodger (Wife-Sue) McClain of Frankfort, Todd (Wife-Tammy) McClain of Texas, Kelly (Wife-Jane) McClain of Tennessee. 1 Sister: Susanne Taylor of Zionsville. She is also survived by many beloved Nieces and Nephews.

Preceded by:

a brother and a sister.


Leave your Condolences

74 Condolences for “Karen Ilene Miller”

  1. Brian & Kelli Heimbach November 6, 2015 at 7:14 pm

    I have never in my life met a person who was more uplifting and inspiring. She was a genuine soul who always asked about you and your life situations while she battled for her own life. Godspeed Karen. The Lord welcomed home a true saint this morning. Brian & Kelli Heimbach and Family

  2. Dianne Gant November 6, 2015 at 8:44 pm

    Karen was everything that defines a Christian. In her professional and personal life she treated everyone the same. She never judged and was genuinely concerned about you. I will remember her for all
    of those things but mostly for her and Greg’s love of the youth in our community and their church. My girls were blessed to know both she and Greg. They made a special impact on their lives. Memories the girls still have today. We love Karen and forever will be blessed to have known her and called her our friend.
    Ron, Dianne, Emily, Paige, Elizabeth and Wyndham Gant

  3. Marty Frye November 6, 2015 at 9:24 pm

    Greg, I am so sorry for your loss. My heart aches for you and your family, Karen was an awesome Lady, Scott and I cared for her dearly, she will be missed by all. In my Heart and in my Prayers.

  4. John & Darla Large November 6, 2015 at 10:30 pm

    Roger, So sorry for your loss. Praying for you and all of your family. Love and God Bless you all. John and Darla

  5. Becky Brookshier November 6, 2015 at 11:11 pm

    Karen was such a sweet lady. She was so helpful and always had a smile on her face. She is home now in our God’s loving arms.
    Becky Brookshier

  6. Pam Butz November 6, 2015 at 11:39 pm

    Greg, I am so sorry for your loss. As you know, I have known Karen since I was a kid. She was a great lady and role model for many. She will surely be missed. You and your family are in my thoughts and prayers.

  7. Pam Nurton November 7, 2015 at 12:08 am

    My thoughts and prayers to the Miller and McClain families.

  8. Sue Henline November 7, 2015 at 7:00 am

    I truly believe Karen only meet you as a stranger one time, after that she would talk to you like you’d been friends for a long time. Karen always had a big ear to ear smile on her face. They say God takes the good ones and he sure did get a wonderful one when he welcomed Karen into his arms. It’s okay to rest now Karen, slow down now you angel.

  9. Susan Kuhn November 7, 2015 at 7:34 am

    Precious Karen! I am heartbroken. An angel on earth and heaven!

  10. Rosa Martinez November 7, 2015 at 8:24 am

    I thank God that let me know such a wonderful lady very caring and love for everyone.thank you God for such beautiful angels that let us know here on earth. Now you take it one. My most sincere condolences from my family and I.

  11. Steve Bache November 7, 2015 at 8:33 am

    Karen was always the organizer and leader (along with Greg) of the class of 73 whether it was building floats or arranging reunions. Seeing her was always a highlight of my Frankfort visits. She will be missed.

  12. Jan Kersey November 7, 2015 at 8:37 am

    To Greg and family, So very sorry to hear of Karen’s passing. She is now in No more pain and suffering and Heaven just received an
    angel for sure. She will be so missed by you and our community. Her beautiful smile and friendly greeting always will be a memory for
    us. Prayers are with you.
    Gary and Jan Kersey

  13. Gina and Travis Sheets November 7, 2015 at 8:41 am

    We are truly sadden for our community but our temporarily loss is truly heaven’s gain and Karen’s homecoming. Greg we send you hugs, comfort, and peace. Much love, Gina and Travis Sheets

  14. Betty Timmons Fuller November 7, 2015 at 9:02 am

    Not only was Karen a role model to everyone in our childhood neighborhood, she continued throughout her life and moved on to be a big role model for the entire town. I will miss see her smile. She was such a great person. Raised buy a great family and continued their legacy.

  15. Greg and Karen Wysong November 7, 2015 at 9:12 am

    We were saddened to hear of Karen’s passing. She was an example to everyone on how one person can make a difference. Her smile and kindness will be missed by all who knew her. Our condolences to Greg and her family.

  16. Paula Davis Perkins November 7, 2015 at 9:24 am

    To Greg Miller and family and to the McClain family. My deepest sorrow for the loss of Karen. I didn’t know her personally, but from what I gather, she was a wonderful person to know and to work with. Please accept my heartfelt condolences for your loss. Your loss is heaven’s gain.

    • Cindy Shoup Cacy November 7, 2015 at 10:41 am

      Karen was such an important part of what it means to be a true hometown girl. We all hope to aspire to her level of being true to herself, her community, and her church. I will miss her smile and kindness. She was such a selfless person and truly wanted the best of everything for this community and showed that with her day to day actions. Frankfort and Clinton County will miss her and the footprints she leaves behind. Anyone who had the privilege of knowing her will truly miss seeing her presence around town. Heaven gained a beautiful angel. Sadly missed by all she leaves behind. Our little piece of the world is a better place because of Karen Miller. She made a difference. Thoughts and prayers to Karen’s Family.

  17. Rhesa (Mark) Hansen November 7, 2015 at 9:49 am

    You have my sincere sympathy and my prayers. I always remember her as a kind and gentle person. I was lucky to know her and you were lucky to be a part of her life.
    May God be with you now.

  18. Leslie Street November 7, 2015 at 11:02 am

    Greg, I knew Karen from school and met you once. I am so sorry for your loss. Karen will be greatly missed by so many. She was such a wonderful caring woman who had a smile for everyone! When I think of her that smile is what I see! God has a new angel and she will always be with you! God bless! You are in my thoughts and prayers!
    Leslie street

  19. Sally Young Marlin November 7, 2015 at 11:26 am

    A whole community is saddened by the loss of Karen. Her smile, her love of family, her faith shined through everyday through everything she did. A bright light, a beautiful soul, is gone, but she will go on in our hearts because she was so special. Prayers to Greg and the whole family,

  20. Jack Scheid November 7, 2015 at 11:53 am

    Our prayers are with family during this difficult time. She was truly a precious gem and one of God’s Special people. In Christ, Jack & Connie from Florida

  21. Rhonda Poole November 7, 2015 at 2:02 pm

    So sorry Uncle Roger and Aunt Sue and of course Greg.. to hear about Karen I’ve always liked her she was always happy and a smile on her face she is gonna be missed.

  22. Joy Lanum November 7, 2015 at 2:27 pm

    Karen was an inspiration to me and many many others in this community. Karen was absolutely, without a doubt the kindness most sincere woman I have ever met in my life! If I could be half the woman Karen was I would be very happy. My heart is happy that she is in no more pain. I have been blessed to have been Karen and Gregs classmates. FHS class of 1973. Hugs and prayers to you Greg!

  23. Karl Kercheval November 7, 2015 at 3:44 pm

    Prayers of strength, comfort, and peace for the family and friends of this inspirational woman. God Bless…

  24. J.D.Scott November 7, 2015 at 6:19 pm

    Todd,I am so sorry to hear about Karen.You and your family are in my payers.God Bless. John David Scott ( J.D.)

  25. Becky & Rodney Thies & Family November 7, 2015 at 6:20 pm

    What a wonderful lady. I am so sorry for your loss Roger, Sue and family. I pray that GOD will lift you high in the next few days….as he did this sweet lady….if anyone can be an Angel it would certainly be Karen. What a true blessing to have known her….until we all meet again!

  26. Paul and Linda Foster November 7, 2015 at 6:49 pm

    Greg we are so sorry for your loss.Karen was such a sweet and loving lady. Our prayers to you and her family.

  27. Susan Smith November 7, 2015 at 6:59 pm

    I am so sorry you are experiencing this pain. I almost lost my husband twice this year and it brought me to my knees. I wish there was some magic way to fill the emptiness, heal the loss, rekindle joy. You are in my thoughts with deepest comfort and compassion.

  28. A. Elaine Lawson November 7, 2015 at 7:25 pm

    I read this obituary with great sadness. Greg, I pray peace and acceptance for you and your family. Karen was one of the people that made me want to be a better person, just by being in her presence. Prayers. Elaine Lawson

  29. Susie Plunkitt November 7, 2015 at 8:35 pm

    She had a smile that just never quit! What a loss to her family & this whole community, but what joy now in heaven!

  30. Marty Ayers Lock November 7, 2015 at 9:29 pm

    Karen was such a beautiful person. She will be missed.
    Prayers for Greg and family.
    Curt & Marty Lock

  31. Carol D Hamilton November 7, 2015 at 9:48 pm

    Please know we are thinking of you at this time. Karen was such a sweetie. As a kid I can remember sitting at the McClain dinner table with the lazy Suzan in the middle. Please take care. Carol and Kevin

  32. Sandy and Will Pullins November 7, 2015 at 10:27 pm

    Gone to be with God…he will greet you with open arms. Our prayers for you and your family

  33. Brad & Sue Stockberger November 7, 2015 at 10:40 pm

    Greg, so very sorry for your loss! Karen was such a wonderful woman! Sure makes us sad! God must have needed an angel! Prayers for you and all the family!

  34. Jo (Harrison) Robinson November 7, 2015 at 10:58 pm

    I posted on my timeline earlier today, regarding some of my personal experiences with Karen. But in a nutshell, what kept coming to mind this evening as I thought of her again, was this; I cannot imagine the world without Karen in it.

    Prayers for the family, church family, co-workers, friends and especially Greg.

  35. Hope Bass November 8, 2015 at 10:24 am

    Childhood memories glisten golden as I remember Karen. Smiling, warm hugging, always time to play with me. Every time I’d visit Uncle John and Aunt Iva, Karen was the highlight, taking me to the horses, playing games and usually getting us something sweet. My tears glisten too. I’m sad she’s gone from this planet too soon. I loved knowing she was there. They say you remember most how people make you feel…Karen made me glow with warmth and love. Love and prayers to her husband, family and friends. Clinton County was a better place for all because of Karen. Grace, Love and deep peace of the Son of Peace to you Karen. “Well done thy good and faithful servant”

  36. Randall Brooke November 8, 2015 at 12:32 pm

    So heartbroken over your and everyone else’s loss of Karen. Nothing but fond memories of her. Sometimes is just not fair!

  37. Chris Warren Osting November 8, 2015 at 1:09 pm

    So many fond memories of Karen and her family growing up. They were a big part of my life. I only wish I would have known Karen as the wonderful woman she became in later life. I know she will be sorely missed. My condolences.

  38. John & Grace Miller November 8, 2015 at 1:29 pm

    Greg and Family,
    Karen was a wonderful LADY in every way. Our Condolences.
    John and Grace

  39. Mike Brackett November 8, 2015 at 3:56 pm

    In the few brief encounters I had with Karen, I became convinced that her easy-going selfless manner was absolutely genuine and that the aura that I perceived around her was not that of an actress, but of an angel.

  40. Jim & Deana Dinsmore November 8, 2015 at 4:01 pm

    And so end the battle. We’re told she was quite a warrior. Now she can rest. Know that prayers are going out on behalf of you and your family and friends. The end is never easy. Remember the good times.

  41. Kim Beyer November 8, 2015 at 10:08 pm

    I worked with Karen for several years as volunteer and board member with Big Brothers/Big Sisters. She truly is one of the most giving, gracious and Godly people I have ever known. Having the opportunity to work with her and call her a friend has been a privilege. She taught me so much. Her kindness, smile and laughter were contagious. Blessings to Greg and family, thank you for sharing her with the rest of us. God didn’t make many like Karen. May we continue to honor her memory in the life we have left on this earth by treating others the way she treated us.

  42. Kim Beyer November 8, 2015 at 10:10 pm

    I worked with Karen for several years as volunteer and board member with Big Brothers/Big Sisters. She truly is one of the most giving, gracious and Godly people I have ever known. Having the opportunity to work with her and call her a friend has been a privilege. She taught me so much. Her kindness, smile and laughter were contagious. Blessings to Greg and family, thank you for sharing her with the rest of us. God didn’t make many like Karen. May we continue to honor her memory in the life we have left on this earth by treating others the way she treated us. Until we meet again!

  43. Garry and Brenda Fisher November 8, 2015 at 10:58 pm

    Brenda and I are very sorry for your lost. We have known Karen for some time. We have banked with the Farmers for years and when we moved to Noblesville, 5 years ago, we didn’t want to change banks, we went in and talked to her, and she told us then they were planning to built a bank here. When they had the grand opening she sent us an invitation to come. We came and saw her and she was glad to see us. Karen was a great lady, and I know she will be missed a lot. Our prayers are with you.

  44. Gwen Gardner November 9, 2015 at 5:55 am

    Karen was one of the sweetest women I have ever known. We have lost a very wonderful person. I am praying for the Lords comfort for her family and friends. God be with you and comfort you Greg.

  45. Greg Finch November 9, 2015 at 8:12 am

    Our thoughts and prayers go to Greg and to Karen’s family. Karen will always be one of the best and brightest of those who chose to serve the Frankfort community. Her smile, sense of humor and love of family will always be remembered.

  46. Kelly Scheid November 9, 2015 at 8:30 am

    I had only recently met Karen but she has left a footprint on my heart. Greg, I wish you peace and comfort during this time.
    Kelly Scheid (Radiation Therapist @ Witham)

  47. Ms. Darby A. McCarty November 9, 2015 at 9:14 am

    I am sorry for your loss.

  48. Karen Gregerson November 9, 2015 at 9:29 am

    To Karen’s family: I knew Karen professionally as we served on the ICPA Financial Institutions Committee together. She was as selfless, compassionate and caring of a person as one could hope to know. Her leadership and kindness is an inspiration to me. I consider myself very fortunate to have known her. I hope you are comforted by her love, memories and legacy.

  49. Bill & Angela Reed November 9, 2015 at 11:26 am

    Greg & Family,

    We were so saddened to hear of Karen’s passing. She was a wonderful person and a gift to all who knew or crossed her path. Greg, extended family and the community will feel her absence in a tremendous way. Wishing comfort, peace and love to Greg and all the family. Thinking of you fondly and holding all of you up in prayer – Gods blessings.

    Bill and Angela Reed
    Tyler and Jessica Reed

  50. JoLynne RIcker Whalen November 9, 2015 at 7:03 pm

    Dear Greg, I was so sorry to hear about Karen. She was the nicest person EVER! Thanks for sharing the beautiful photos. My thoughts and prayers are with you.

  51. Roxanne Emmerich November 9, 2015 at 11:17 pm

    In the final analyses we count for something only because of the principles we embody. Karen embodied love, kindness, power, commitment to make a difference and a deep faith. She lived full on–being a great leader, a dear friend to many and always, a loving spirit. Her leadership at the bank not only created more jobs but, more importantly, transformed lives. Karen’s life mattered.

    My heart is heavy to think that we’ll not again see that beautiful and loving smile on our planet. She was “love on wheels.”

    Greg, my condolences.

  52. Jane Laughner November 10, 2015 at 9:55 am

    Karen, you’re smile was always welcoming. Every time I would run into you was a joy. Your passing is so sad…but knowing you’re smiling from above. You are one of my special cousins, so thankful for you. My condolences to Greg, I know will be lost without you…. Fly high with the angels as I know you will….Jane

  53. Joe & Susan Ruch November 10, 2015 at 1:23 pm

    Greg & Family, sorry for the loss. Heaven gained an Angel! We will miss her smile and caring heart. We both were lucky to have worked with Karen. God Bless entire family during this difficult time. Joe & Susan.

  54. Kathy Smith November 10, 2015 at 1:35 pm

    Greg, my thoughts and prayers are with you. Karen was truly the epitome of a humble servant. She passionately loved God and her family, and she also loved and inspired our community. Her warm smile now graces heaven. God Bless.

  55. Larry and Olivia Rothenberger November 10, 2015 at 3:00 pm

    It was with deep sadness and a heavy heart that we learned about Karen’s passing. She was an exceptional person. We were privileged to have known Karen and to call her our friend. She will be missed.

  56. Nancy Elsea November 10, 2015 at 3:16 pm

    What a genuine loss to Frankfort and Clinton County. Karen was an inspiration to many. I knew Doc and Evelyn and they were so proud of her. I don’t think I ever saw her when she wasn’t smiling. My thoughts are with Greg, your family and especially your nieces and nephews. You will be missed by many. She is now home.

  57. Jerry and Cindy Kelly November 10, 2015 at 4:54 pm

    Our deepest regrets. We know how much she was loved by family and friends. Gods love is eternal and time will bring us all back together.

  58. Mary Kay Davis November 10, 2015 at 5:13 pm

    Karen was such a sweet genuine person, always had a positive outlook on everything she did. She was the best President an employee could ever ask for. She will be missed.

  59. Patti Steele November 10, 2015 at 5:43 pm

    To Karen’s family – I came to know Karen professionally through our mutual association with the Emmerich Group. She was truly an inspirational leader, helping those around her find their way and always with a smile on her face. I’m a better banker for having known her and my heart goes out to you and all those she loved.

  60. Karl Meyer November 10, 2015 at 6:31 pm

    Karen will surely be missed by our group–always genuine in her concern and caring for us as friends first and as clients second. Our thoughts and prayers are with Karen’s Family, Her Community and Banking Family, as well as to anyone fortunate enough to have shared a moment in time with Karen. God Bless. Karl

  61. Judy and Don Bruns November 10, 2015 at 7:22 pm

    I have so many great memories of times well spent with Karen during my years at the bank. I know she is certainly watching us all now from above hoping we can celebrate her life, the joys, and the great happiness she brought to so many. Our deepest sympathy to Greg, all her family and friends. May your memories help ease your sorrow. She was such an inspiration and mentor to so many. She will live on forever in our hearts. God bless and keep us all until we meet again.

  62. Dan Riebe November 11, 2015 at 11:48 am

    To Karen’s family:
    I am truly sorry for your loss and I know that what you want right now is to have her back and nothing I can say will do that so I won’t try. However, I do hope that knowing Karen brought a tremendous amount of class, professionalism and caring to the banking profession will bring you all some comfort. She will be missed by many of her peers in the banking profession and her CEO network.
    Dan Riebe, President, Peoples Bank Midwest

  63. John Martinez November 11, 2015 at 1:07 pm

    So sorry for your loss Greg. My prayers are with you and family.

  64. Cass Bettinger November 11, 2015 at 4:59 pm

    All of us at the Bank CEO Network, who have known Karen for more than a decade, are devastated at her premature passing. She was admired, respected, and loved by her many friends and peers from all over the United States. The Bank CEO Network and its members will greatly miss her invaluable participation and enthusiasm. Our sincere condolences go out to her family and friends.

  65. Tony Del Real November 11, 2015 at 5:28 pm

    What an amazing woman! God bless her family in this time of sorrow! We will miss you, but never forget you!

  66. Alice & Norm Sterling November 11, 2015 at 9:00 pm

    Greg, We are so very sorry to hear of Karen’s death. Karen was a beautiful person inside and out. She always made everyone she talked to feel at ease. The Memorial Video was so beautiful. A huge smile was always on Karen’s face.
    May God Comfort you and strengthen you with his love.
    Alice & Norm Sterling

  67. Donna Abbott November 11, 2015 at 10:22 pm

    So sorry for your loss Greg and family. I knew Karen from when we attended First Christian Church and my daughter Ellen was in youth group there. Ellen had been to your house, Greg, many times during that time.You both were so kind to Ellen and Ellen loved Karen. Karen always asked about Ellen from then on even years later. She truly knew how to walk the walk of a Christian servant. She will be soo missed here but it comforts me to know she is walking with Our Saviour on those streets of gold. Out thoughts and prays go out to you Greg and family.Donna and Gregg Abbott

  68. Carole Christine Flynn November 12, 2015 at 1:35 pm

    While being a Secretary of FCHS I had opportunity to speak with Karen at the bank. Karen was gracious, kind and uplifting in all our conversions. I am truly sorry for your loss, Greg and family. My heartfelt prayers for each you, may you be comforted in the days to come by the Lord she served.

  69. Brian & Connie Wright November 13, 2015 at 3:27 pm

    Our loss, is heavens gain. We were all created to serve our Lord, and I know that Karen did that very well. I always looked forward to seeing both you and Karen at the class reunions, and can now look forward to seeing her again when we get to return to our home in heaven.

  70. Dixie A. Irwin November 14, 2015 at 11:15 am

    This is a great loss for Frankfort and the surrounding communities. Karen had a way of making you feel you were the most important person in her world at the time she was with you. She totally focused on you with great love and caring. I felt the presence of God in her. I know she will enjoy Heaven’s rewards. We are blessed for having known her. I extend my love and caring to her family.

  71. Sandie (Power) Anderson November 14, 2015 at 1:55 pm

    I just saw online of your wife’s death. I am so sorry for you. My heart breaks for you to because I know how much you loved her. Please take care of yourself during your time of grieving. If you don’t remember me. I am Cindi Danner’s sister. Thank care and I will keep you in my prayers.

  72. Brad & Mary Blickenstaff November 16, 2015 at 8:39 am

    Greg, we are so sorry your loss. Karen was an awesome lady in so many ways. She was an excellent employee and a very good friend. We will all miss her lovely smile.

  73. Deborrah (Horn) Burgess November 17, 2015 at 5:48 pm

    Dear Kelly and Jane, I am so very sorry for the loss of your sister. My prayers and thoughts are with you all at this heart breaking time. May God Bless you. Sincerely, Debi

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